Customer Terms of Use

daagrove.ge is a Georgian bank-deposit (ანაბარი) offer comparison and partner-handoff platform.

The platform helps a saver submit one deposit request, receive competing offers from partner banks ranked by effective annual rate (EAR), compare them in one place, and choose one to be handed off to the selected bank.

The platform is not a bank, deposit-taking institution, credit institution, licensed financial intermediary, investment adviser, or a representative of any partner bank, unless expressly stated in writing.

daagrove.ge does not accept deposits, hold or move funds, pay interest, verify identity, or open deposit accounts.

The final deposit terms, identity and eligibility checks, account opening, and the decision to accept a deposit are handled only by the partner bank the saver chooses.

Offers shown on the platform are for comparison and information only; they become binding only when the saver and the bank sign a deposit agreement.

Comparisons are based on information entered by the saver, including deposit amount, term, currency, residency status, contact details, and preferred contact channel.

A person submitting for a business confirms that they are authorized to act for the named legal entity and that the company information is accurate. The bank, not daagrove, verifies that authority and completes its own KYB checks.

The saver is responsible for the accuracy of the information entered. Incorrect or incomplete information may change the offers received and the ranking shown.

Eligible deposits placed with a partner bank fall under Georgia's statutory deposit-insurance scheme up to the applicable limit per depositor, per bank, subject to statutory exclusions; the coverage is provided by the bank and the agency, not by the platform.

Rates, effective annual rates, and deposit terms are provided by partner banks, updated administratively, or received from another permitted source. Where possible, data shows a last-updated timestamp.

The effective annual rate and any yield figures shown are informational indicators that already fold in capitalisation and payout schedule; the bank's contractual EAR in the signed agreement governs and may differ.

Automated processing notice: the platform may use automated calculations, ranking logic, and comparison indicators for informational purposes only. These tools do not constitute an offer, an approval, or a final decision by any bank.

The saver's request parameters are routed to partner banks only after the saver submits the request and gives consent to share their data.

Until the saver chooses an offer, the saver stays anonymous to partner banks: only the deposit request parameters are shared at routing, and contact details are revealed to the chosen bank at handoff.

For business requests, company identity and the representative’s contact details are also withheld until the representative chooses a bank product or offer and gives the corresponding consent.

The consent text, its version, the time, and the locale may be stored for audit and service-quality purposes. After the saver chooses an offer, the selected bank may contact the saver directly.

The offers list and any summary the platform provides are a preparation and information tool. They are not final deposit terms, a bank commitment, or financial, tax, or investment advice.

Service-related notices, confirmations, and comparison results may be delivered electronically, including through the website, email, or SMS.

Savers must not use the platform to enter false data, scrape data automatically, bypass security systems, use another person's data without authority, or pursue any unlawful purpose.

A user must not submit a business request for an entity they are not authorized to represent.

The platform may restrict or block access where there is a security, fraud, data-protection, or service-abuse risk.

The platform aims to provide accurate and transparent information but does not promise that every rate, term, or calculation always fully reflects a bank's final internal terms.

To the extent permitted by law, the platform's liability is limited to direct and actually proven damage. The platform is not liable for indirect, incidental, or lost-opportunity damages.

The platform may update these terms. The updated version is published on the website with the relevant effective date.

Continuing to use the platform after an update means acceptance of the updated terms, unless applicable law requires a different form.

These terms are governed by the laws of Georgia, unless mandatory rules provide otherwise.

For questions, contact corporate@inavi.ge. Operator details: Inavi LTD, ID 404815875, Apartment 28, No. 17 Guram Rcheulishvili Street, Mtatsminda District, Tbilisi, Georgia.